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Team Member

JOSEPH WHITLOCK

Mortgage Loan Officer

NMLS # 858990

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JOSEPH WHITLOCK

From my first day in the mortgage business, I have been passionate about helping people find the best possible loan for their situation. That means more than looking at tax returns. It means getting to know my clients, learning about their future plans and goals, and navigating the ever-changing world of home loans to match their goals with a great home financing solution. For me, it’s all about the happiness and excitement on my clients' faces at the closing table, whether it’s because they are buying their dream home, or refinancing into a more suitable or less expensive mortgage.

I have a passion for poker, but I never gamble with my clients. I'm proud of my reputation for honest dealing, and despite working through the mid-2000s subprime bubble years, I hold my head up high knowing I never guided a client into those junk loan products.

I began working in the home loan industry in 2003, and have been employed by a variety of lenders since then. I took a few years off and served as a Supervisor for the World Series of Poker in Las Vegas for several years before returning to the business. Since then, I have been a top producer, ranked #2 in the country by my prior employer.

I was born in Casper, Wyoming, and moved to Fort Collins during grade school where I stayed through graduation from Colorado State University. When not working with borrowers I love playing golf and tennis, and during the season can be found watching NFL games on Sundays. I donate blood, support several charities, and enjoy being involved in the community. I like to stay active outdoors with my friends and family. I’m blessed to be married to my beautiful wife Lyndsay and my daughter Hayley who just turned one.

Joe, Lauri and I want to thank you once again. Helping us twice secure a loan for our homes you made everything so easy. You are and always have been very professional. Your kind attitude and willingness to make sure the process is smooth and fast is always appreciated. Knowing you now for almost four years now we both now consider you a true friend. We will always recommend you to anyone that needs a strong professional to find and get that right lender for their mortgage.
David & Lauri
Working with Joe was great, he was always available to answer questions and made sure we understood every step. His quick turnaround made sure we completed everything on time and never worried about our deadlines. Working with Joe made our first home buying experience easy.
Jake & Lizzie
It's always good to have someone you call first, be it a doctor, a veterinarian, a mechanic, REALTOR, you name it. Joe has been my "first-call" LO for over five years. He's done several loans for me personally and dozens for my clients, and every loan closes the same way: On time with 100% satisfaction. I confidently refer him time and time again and will do so until home mortgages cease to exist.

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