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OUR NORTHERN COLORADO TEAM

ERIC SANDERS

I am here to assist you with all your mortgage needs. I will help you consider a whole range of factors regarding your lending needs whether you're purchasing your first home, a second home or refinancing. I will make every effort to simplify the lending process with step-by-step guidance from application to closing.

I am committed to providing you with the best customer service available. If you want to get started on a home loan, contact me today.

ERIC SANDERS

Sales Manager

NMLS # 367010

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JOSEPH WHITLOCK

From my first day in the mortgage business, I have been passionate about helping people find the best possible loan for their situation. That means more than looking at tax returns. It means getting to know my clients, learning about their future plans and goals, and navigating the ever-changing world of home loans to match their goals with a great home financing solution. For me, it’s all about the happiness and excitement on my clients' faces at the closing table, whether it’s because they are buying their dream home, or refinancing into a more suitable or less expensive mortgage.

I have a passion for poker, but I never gamble with my clients. I'm proud of my reputation for honest dealing, and despite working through the mid-2000s subprime bubble years, I hold my head up high knowing I never guided a client into those junk loan products.

I began working in the home loan industry in 2003, and have been employed by a variety of lenders since then. I took a few years off and served as a Supervisor for the World Series of Poker in Las Vegas for several years before returning to the business. Since then, I have been a top producer, ranked #2 in the country by my prior employer.

I was born in Casper, Wyoming, and moved to Fort Collins during grade school where I stayed through graduation from Colorado State University. When not working with borrowers I love playing golf and tennis, and during the season can be found watching NFL games on Sundays. I donate blood, support several charities, and enjoy being involved in the community. I like to stay active outdoors with my friends and family. I’m blessed to be married to my beautiful wife Lyndsay and my daughter Hayley who just turned one.

JOSEPH WHITLOCK

Mortgage Loan Officer

NMLS # 858990

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MOLLY KINCAID

Buying a home is one of the biggest milestones in most people’s lives. I do all that I can to simplify the experience and provide exceptional care so my clients can enjoy their homeownership journey. I offer honest guidance and insight into the ever-changing world of mortgage lending. I also work when I’m needed, so my clients can reach out to me after hours with any questions or concerns.

My career as a loan officer began in 2002, and I took a break in 2007 to serve as a residency consultant in the medical services field. In 2015 I came back the industry that I always considered home, and I’m here to stay.

 I love the opportunity to challenge myself and am always looking for ways to grow into a better loan officer for my clients. I am currently studying Business Administration in Real Estate at CSU, and I am thrilled at the depth of understanding this education gives me in my field.  

 When I am not in the office or at school I love spending time outdoors with my family. I also love exploring new places and learning new things. I support my community when and where I can with disaster cleanup (6 domestic projects with All Hands thus far), new builds (Habitat for Humanity), support & outreach (Fort Collins Rescue Mission and Pathways Hospice), and anything else I can lend my hands to.

MOLLY KINCAID

Mortgage Loan Officer

NMLS # 1414626

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ERICKA HERRERA

I am here to assist you with all your mortgage needs. I will help you consider a whole range of factors regarding your lending needs whether you're purchasing your first home, a second home or refinancing. I will make every effort to simplify the lending process with step-by-step guidance from application to closing.

I am committed to providing you with the best customer service available. If you want to get started on a home loan, contact me today.

ERICKA HERRERA

Sr Loan Officer - Team Lead

NMLS # 823196

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PARIS SALAZAR

I am here to assist you with all your mortgage needs. I will help you consider a whole range of factors regarding your lending needs whether you're purchasing your first home, a second home or refinancing. I will make every effort to simplify the lending process with step-by-step guidance from application to closing.

I am committed to providing you with the best customer service available. If you want to get started on a home loan, contact me today.

PARIS SALAZAR

Senior Loan Officer

NMLS # 815606

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